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Investing Basics

The foundational concepts that everything else builds on. Start here if you are new to investing or want to make sure the fundamentals are solid before going further.

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How to start investing with $500 or less

You do not need thousands of dollars to start. Here is exactly what to do with $100, $250, or $500 in the right order, with the right accounts, starting today.

Index funds explained for people who hate finance

A single fund that owns every major company automatically, at almost no cost. Over 88% of professional fund managers underperform it. Here is how it works and which ones to use.

How much should you have in an emergency fund before investing?

Three months or six? The honest answer depends on your income stability, dependents, and how quickly you could replace lost income. Here is the framework for finding your actual number.

The order of operations for funding your investment accounts

The sequence matters more than the specific investments. Getting it wrong costs you tens of thousands of dollars over a career, quietly, without ever alerting you that something went wrong.